• Laptop All Risks Insurance Plan

Laptop All Risks Insurance Plan

No matter if you are studying at schools, colleges, institutes or universities, it is common to make use of laptop to do research or submit homework. Laptop All Risks Insurance Plan provides coverage to students for accidental loss of or damage to their laptop purchased for academic purpose.

  • Plan Highlights

    Window In the event of the accidental loss of or damage to the insured laptop in Hong Kong, you will be indemnified for the cost of replacement or repair of the insured laptop1

    Form completion Affordable premium subject to the price range of the laptop

    Brief All applicants must apply for the plan within three months from the date of purchase of the laptop. This plan is subject to yearly renewal automatically up to a maximum period of 5 years

    Note:
    1. Subject to the amount of the sum insured and the first HKD1,500 of each and every loss shall be borne by the insured.
  • Target of Proposer

    This insurance plan is offered only to students who purchase a laptop from their school’s authorized suppliers and use the laptop solely for academic purpose. All applicants must enroll on this plan within three months of purchase of the laptop.

    If the student is aged below 18, the plan should be applied for by his or her parent.

  • Application Procedure
    Complete the enrollment form with a copy of the receipt and an image of the laptop with serial number showing on the screen (see right picture) within three months of purchase of the laptop.
    Laptop

    Serial number

    The serial number can be found in the window of System Information. As there are different steps to find your serial number, please contact your laptop supplier for further details.
  • Premium Table
    Laptop price range (HKD) Annual Premium (HKD)
    5,000 - 8,000 499
    8,001 - 10,000 629
    10,001 - 15,000 749
    15,001 - 20,000 999

    If the laptop costs less than HKD5,000 or over HKD20,000, the enrollment will be subject to separate underwriting consideration.

    Premium will not increase according to individual claims experience. However, Zurich Insurance Company Ltd reserves the right to revise or adjust the premium table according to its applicable premium rate at the time of the premium due date by giving 30 days’ written notice to the insured person.
  • Downloads
The information contained herein is for reference only and does not constitute any part of the insurance contract. For full terms and conditions and exclusions, please refer to the policy document which shall prevail in case of inconsistency. In the event of any discrepancy between the English and Chinese versions, the English version shall prevail. Zurich Insurance Company Ltd reserves the right of final approval and decision on all matters.