Drive Green with extra peace of mind! Private EV Motor Insurance
Wherever the road takes you, our electric-car coverage ensures that your journey towards a greener future secured with the technology you chose. (covered by Private Motor Car Insurance Plan – Electric Vehicle)
For non-electric vehicle protection, click here to learn more.
What you can get in this plan*
Beyond the key highlights, you can also get…
24-hour services
Include emergency roadside and towing services, along with traffic regulation and claims enquiry hotline.
Garage-pro services network#
Visit our trusted network of garages for convenient services, including cleaning, free delivery of your repaired car, and a warranty of the repaired work.
Click to view upgraded privilege
Care-free driving in Greater Bay Area (optional)
Provide comprehensive liability coverage tailored for hassle-free driving experiences in GBA.
#Terms and conditions apply
Options on additional coverage
Enhance your protection on the road with selectable coverage amounts of up to HKD 10 million
Extensive service bundle
Include medical expenses & personal accident protection, front windscreen excess waiver, cashless repairs, temporary substitute vehicle, and more.
| Benefits | Third party liability only | Comprehensive |
|---|---|---|
| Designed for EVs coverage | ||
| New for old replacement | Up to 3 years including relevant tax benefit applied** | |
| Betterment policyholder contribution | 0% up to 3 years including relevant tax benefit applied | |
| Battery damage during charging coverage | ||
| Charging station damage (self-owned) coverage | Up to HKD 5,000 per accident | |
| EV charger third party liability | Up to HKD 20,000,000 per accident | Up to HKD 20,000,000 per accident |
| Advanced driver assistance technology coverage | (cover the damage arouse from third party liability only) | |
| Cost for sustainable way of battery disposal (total loss) | ||
Click here to see the full table of benefits.
Check out our customer stories below:
Case 1:
While using the auto-parking technology in her electric vehicle, Emily recently experienced a minor collision with another car during the parking maneuver. She also needed to send her EV to garage for repairs. (Emily enrolled a comprehensive plan)
Coverage highlights:
- Protection for damage caused to her electric car and third-party property when using the technology;
- Temporary substitute vehicle or taxi expense reimbursement while the car is under repair;
- HKD 1000 benefit if the repairing cannot be completed in 14 days, provided that she hasn't claimed towards temporary substitute vehicle or taxi expense reimbursement.
Learn more
*Some of the features shown above are only available for Comprehensive Plan. Please refer to our policy wordings for details.
**Only apply to the first and second registration of the car with the Transport Department and that the registration must be made within twelve months from the date of manufacture and insured's estimated value of the electric vehicle must be at least the new replacement value (reasonable market value for brand new same make and model EV) of the motor car at the time of effective date. Please refer to policy wording for details.
***The technologies must be installed by the motor car manufacturer and approved by the Transport Department
****when temporary substitute vehicle or reimbursement of taxi expense are not requested
The information contained herein is for reference only and does not constitute any part of the insurance contract. For full terms and conditions and exclusions, please refer to the policy document which shall prevail in case of inconsistency. In the event of any discrepancy between the English and Chinese versions, the English version shall prevail. Zurich Insurance Company Ltd reserves the right of final approval and decision on all matters.