Critical illness insurance
Our critical illness plans are designed to provide you with financial support during difficult times, helping you to focus on recovery.
A variety of plans for you to choose from:
DuoProtector Critical Illness Protection Series
Instant buy online
- Focused protection on 4 major critical illnesses and 3 early-stage critical illnesses, including cancer and heart attack
- No waiting period between each claim1
- Guaranteed renewal2 up to aged 85
1 There is no waiting period between benefits payable for the latest covered critical illness and any preceding covered critical illnesses. Details please refer to the remarks in product webpage.
2 Subject to the availability of the insurance plan at the time of renewal.
Zurich Care Critical Illness Insurance Plan
- Extensive coverage for up to 81 critical illnesses
- Reimbursing cancer drug expenses, up to 10% of sum insured or HKD120,000 (whichever is lesser)
- 100% premium refund (applicable to No Claim Refundable Premium Option)
Total premium is only HKD 10* for the first 3 months, apply now!
*For Non-Refundable Premium Option only
Swiss Care Critical Illness Insurance Plan
Financial advisor's solution
- Cover 11 early stage critical illnesses and 71 major critical illnesses
- Provide ICU benefit which covers known/unknown diseases or injuries
- Provide death benefit coverage of up to 120% of sum insured
Thinking which plan suits your needs better?
Comparison of our online critical illness insurance products:
|
Plan |
DuoProtector Critical Illness Protection Series | Zurich Care Critical Illness Insurance Plan |
|
Plan option |
•WellProtector Critical Illness Protection •HealerProtector Medical Protection |
•Non-Refundable Premium Option •No Claim Refundable Premium Option |
|
Summary of critical illnesses coverage |
4 major critical illnesses + 3 early stage critical illnesses + Juvenile illnesses* |
71 major critical illnesses + 10 early stage critical illnesses |
|
Benefit type |
Covered benefit payable in lump sum / Covered medical expense reimbursement * |
Covered benefit payable in lump sum |
| Sum insured | HKD500,000 – HKD1,500,000 | HKD30,000 – HKD1,500,000 |
|
Advanced claims payment for early-stage critical illnesses benefit |
30% of sum insured |
20% of sum insured |
| Other benefits |
✓Cancer genomic profiling test benefit* ✓Cancer screening tests for immediate family members* |
✓Death benefit ✓ICU benefit ✓cancer drug benefit |