Critical illness insurance
Our critical illness plans are designed to provide you with financial support during difficult times, helping you to focus on recovery.
A variety of plans for you to choose from:
DuoProtector Critical Illness Protection Series
Instant buy online
- Focused protection on 4 major critical illnesses and 3 early-stage critical illnesses, including cancer and heart attack
- No waiting period between each claim1
- Guaranteed renewal2 up to aged 85
1 There is no waiting period between benefits payable for the latest covered critical illness and any preceding covered critical illnesses. Details please refer to the remarks in product webpage.
2 Subject to the availability of the insurance plan at the time of renewal.
Zurich Care Critical Illness Insurance Plan
- Extensive coverage for up to 81 critical illnesses
- Reimbursing cancer drug expenses, up to 10% of sum insured or HKD120,000 (whichever is lesser)
- 100% premium refund (applicable to No Claim Refundable Premium Option)
From now on, you can start your coverage with just HKD 10. Act now to insure yourself and your loved ones!
Swiss Care Critical Illness Insurance Plan
Financial advisor's solution
- Cover 11 early stage critical illnesses and 71 major critical illnesses
- Provide ICU benefit which covers known/unknown diseases or injuries
- Provide death benefit coverage of up to 120% of sum insured
Thinking which plan suits your needs better?
Comparison of our online critical illness insurance products:
|
Plan |
DuoProtector Critical Illness Protection Series | Zurich Care Critical Illness Insurance Plan |
|
Plan option |
•WellProtector Critical Illness Protection •HealerProtector Medical Protection |
•Non-Refundable Premium Option •No Claim Refundable Premium Option |
|
Summary of critical illnesses coverage |
4 major critical illnesses + 3 early stage critical illnesses + Juvenile illnesses* |
71 major critical illnesses + 10 early stage critical illnesses |
|
Benefit type |
Covered benefit payable in lump sum / Covered medical expense reimbursement * |
Covered benefit payable in lump sum |
| Sum insured | HKD500,000 – HKD1,500,000 | HKD30,000 – HKD1,500,000 |
|
Advanced claims payment for early-stage critical illnesses benefit |
30% of sum insured |
20% of sum insured |
| Other benefits |
✓Cancer genomic profiling test benefit* ✓Cancer screening tests for immediate family members* |
✓Death benefit ✓ICU benefit ✓cancer drug benefit |