Private Motor Car Insurance Plan

Most of the private car owners have chosen Zurich as their motor insurance provider, and you?

We also offer “Northbound Travel for Hong Kong Vehicles” insurance plan for your worry-free driving experience in Greater Bay Area, let’s go!

If you own an electric vehicle, please click here to view our Private EV Motor Insurance plan.

Let Zurich contact you

What you can get in this plan

24-hour services

Include emergency roadside and towing services, along with traffic regulation and claims enquiry hotline.

Garage-pro services network*

Visit our trusted network of garages for convenient services, including cleaning, free delivery of your repaired car, and a warranty of the repaired work.

^*view upgraded privilege

Options on additional coverage

Enhance your protection on the road with selectable coverage amounts of up to HKD 10 million

Extensive service bundle

Include medical expenses & personal accident protection, front windscreen excess waiver, cashless repairs, temporary substitute vehicle, and more.

Care-free driving in Greater Bay Area (optional)

Provide comprehensive liability coverage tailored for hassle-free driving experiences in GBA.

^*Terms and conditions apply.

Learn more

Coverage	Third Party	Comprehensive
Own Damage, fire & theft cover
Third party bodily injury	HKD 100,000,000
Third party property damage	Options from HKD 2,000,000 up to HKD 10,000,000
Motor personal accident		HKD 100,000
Medical expenses
CFD Protection
Front windscreen excess waiver and cashless service		Available when repairing at designated repairers
New for old compensation
Temporary substitute vehicle	Free referral service	Either 1) Vehicle rental expenses up to HKD 4,000 (20% of the expenses paid by the insured) Or 2) Taxi fees up to HKD 2,000
24-hour emergency roadside repair service	Free referral service	Up to HKD 2,000
24-hour towing service	Free referral service	Up to HKD 2,000
Claims recovery service

The information contained herein is for reference only and does not constitute any part of the insurance contract. For full terms and conditions and exclusions, please refer to the policy document which shall prevail in case of inconsistency. In the event of any discrepancy between the English and Chinese versions, the English version shall prevail. Zurich Insurance Company Ltd reserves the right of final approval and decision on all matters.