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Get “Z” Go+ Travel Insurance Plan

It comes with a single trip and an annual plan, providing you with all-round travel protection for a worry-less-explore-more journey.

Why choose Get “Z” Go+ Travel Insurance Plan?

Comprehensive personal property coverage, covering losses or damage to a mobile phone1 and laptop & tablet computer
Provide free coverage for the accompanied child for each insured adult2

Up to HKD 50,000 trip cancellation and interruption cover

Our new thematic optional benefits offer more flexibility and cater to specific needs of your trip, including Amateur sports events and training and bike tour cover, Pet cover and Cruise tour cover3
Two girls on vacation by the sea

Single Trip Plan

Offer 3 plan options, the premium is as low as HKD 116 for a 3-day trip4

a woman dragging a suitcase at the airport

Annual Plan

Cover an unlimited number of trips throughout the year, best suited for the business travelers and travelers who frequently visit China5

Zurich brings you the peace of mind for your journey

If you run into an accident during your trip, Get “Z” Go+ provides:

  • Up to HKD 1,500,000 of coverage for medical expenses including Chinese medicine or chiropractic treatment
  • Up to HKD 1,500,000 of coverage for accidental death and personal accident

Frequently asked questions (FAQ)

There is no age limit for the single trip travel plan. The annual travel plan accepts applications up to age 75, and the issued policy can be renewed up to age 80.
Apart from personal budget, you should consider your actual needs and protections. For example, the Get “Z” Go+ Deluxe Plan provides some specific coverage, including daily cash allowance due to unexpected compulsory quarantine, no limited to specified events for Travel delay allowance and Journey inconvenience cover. The maximum benefits for different benefits are also higher than other plans.
Get “Z” Go+ does not have any geographical limitation, no matter how many countries you visit during your journey, both Get “Z” Go+ Single trip travel plan and Annual travel plan will provide protection to you. If you have enrolled for Annual travel plan, you must depart from and return to Hong Kong and each insured journey should not exceed 90 days. Insured period will be recalculated once you return to Hong Kong and set off again. For Single trip travel plan, all trips must depart from and return to Hong Kong, and the insured journey shall not exceed 180 days for Deluxe Plan and Comprehensive Plan or 10 days for Essential Plan.

Get “Z” Go+ provides protection to popular tourist activities, for example, winter sports, hot air ballooning, scuba diving, water skiing, rafting, sailing, parachuting accompanied by professionals, sling jumping and horse riding, etc. For Get “Z” Go+ Single trip travel plan, our Amateur Sports Events and Training andBike Tour Optional Benefit covers any loss when participating in amateur sports event, overseas marathon and bike tour.

Please note that motor racing, self-driving flights, engaging in a sport in a professional capacity, any activates where you could earn income or remuneration, trekking at an altitude greater than 5,000 meters above sea level or diving to a depth greater than 40 meters below sea level, activities involves a high level of expertise, exceptional physical exertion, exposure in extreme environment, or use of specialized gear or equipment, are not covered by the insurance.

Yes, we will compensate you for the actual medical expenses of your head injury and the cost of the damaged hotel items according to the personal liability coverage.
Your personal laptop computer, tablet computer, camera drones, camera, camcorder and related accessories and equipment etc. will be covered according to the personal belongings sub-limits in your plan. In addition, if you have the Deluxe Plan or Comprehensive Plan, we will extend the coverage to the loss or damage of your mobile phone in the journey.
If you have purchased the motor insurance from the rental company when you rent the vehicle, and there are deductible amount and non-operating charge in the terms and conditions, Get “Z” Go+ will cover the related fees.If you are injured in an accident, the personal accident benefits and medical expenses can also be compensated. However, as the rental vehicle was controlled by you during the accident, you are not covered for any personal liability loss due to the accident.

Zurich travel insurance is among the most reliable options for travel insurance in Hong Kong!

Our travel insurance products have received widespread acclaim and trusted by 3.9 million travelers for their choice of comprehensive protection during their journeys in the past 10 years. On top of that, our travel insurance products are recognized by multiple insurance awards in the industry.

Travel Insurance Initiative of the Year

Insurance Asia Award 2023

 

Travel Insurance Initiative of the Year - Hong Kong

Ming Pao Award for Excellence in Finance

Ming Pao Award for Excellence in Finance 

Excellent Travel Insurance Award

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The Hong Kong Insurance Awards 2019

 

Top 3 Finalist, Most Innovative Product/Service – General Insurance

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U Magazine Travel Awards 2019

 

U Favorite Travel Insurance (Insurance Company)

Download and Learn more 

Section Benefits Maximum benefits per adult per insured journey (HKD)
Deluxe Comprehensive Essential
1 Medical Cover

(a) Medical Expenses
     – age 75 or below  1,500,000  1,000,000 400,000 
     – age 76 or above
    Including:

  

    – follow-up for injury

100% of maximum benefits


    – follow-up for illness 10% of maximum benefits

    – Chinese medicine or chiropractic treatment
(Both treatment in overseas and follow-up in Hong Kong)

5,000 3,000 2,000
    – Overseas travelling expense for seeking medical treatment 300
(b) Compassionate death cash   15,000 10,000 Not applicable
(c) Overseas hospital daily cash benefit  5,000
(500 per day)
3,000
(300 per day)
(d) Daily cash allowance due to unexpected compulsory quarantine
5,000
(500 per day)
Not applicable

You can only claim for one of these benefits.

b If any optional benefit is added, the coverage will apply to all insured persons under the same policy, and each insured person can enjoy full cover.

Each accompanied child travelling with an adult can enjoy free coverage while additional accompanied child will be charged according to the premium table (if any).

Premium per insured person (HKD)
Day  Essential Plan
Adultd/Childe  Optional benefit 1f/
Additional accompanied childc
 Elderlyg
1 100 30 120
2 100 30 120
3 116 35 136
4 136 40 166 
5 176 45 216
6 236 60 286
7 246 65 296
8 256 70 306
9 276 75 326
10 296 80 356
Premium per insured person (HKD)
Day Deluxe Plan
Comprehensive Plan
Adultd/Childe  Optional benefit 1f/
Additional accompanied childc 
 Elderlyg Adultd/Childe  Optional benefit 1f/
Additional accompanied childc 
 Elderlyg
1 223 55 263 168 42 200
2 223 55 263 168 42 200
3 263 65 313 198 50 238
4 353 85 423  268 70 318
5 393 95 473  318 80 378
6 443 110 523  378 92 448
7 493 125 583  388 95 468
8 523 130 623  428 105 518
9 553 135 663  438 110 528 
10 583 145 683  468 115 558
11 643 160 763  518 130 628
12 683 170 803  568 140 678
13 723 180 843 598 150 708
14 773 195 883 638 160 748
15 833 210 943 708 175 828
16 - 20 913 230 1,013  768 190 968
21 - 25 1,023 255 1,223 848 210 1,018
26 - 30 1,133 285  1,353 988 245 1,188
Each additional day
48 12 60 35 10 42

Each accompanied child travelling with an adult can enjoy free coverage while additional accompanied child will be charged according to the premium table (if any).

Adult refers to any insured person aged 18 to 75, each accompanied child travelling with an adult can enjoy coverage for free and the benefits of accompanied child is 50% of an adult (unless selected “Full coverage for accompanied child” in optional benefit).

Child refers to insured person aged 17 or below who travel alone.

Optional benefit 1 is the “Full coverage for accompanied child”.

Elderly refers to any insured person aged 76 or above.

  1. Only applicable to Comprehensive plan and Deluxe plan.
  2. Adult refers to any insured person aged 18 to 75, each accompanied child travelling with an adult can enjoy coverage for free and the benefits of accompanied child is 50% of an adult (unless selected “Full coverage for accompanied child” in optional benefit). Not applicable to group or corporate application.
  3. Only applicable to Deluxe plan.
  4. The premium for a 3-day trip is now HKD 116 for Essential plan.
  5. Annual travel plan accepts applications up to age 75, and the issued policy can be renewed up to age 80 with unlimited trips throughout a year, subject to maximum of 90 days for each journey.
  6. You can only claim for one of these benefits.
  7. Each accompanied child travelling with an adult can enjoy free coverage while additional accompanied child will be charged according to the premium table (if any).
  • The insurance is not applicable to person holding the People’s Republic of China passport and travels to/within China, unless he/she has an official document issued by the overseas Government (other than China) as proof that he/she a legal resident of the respective country but travelling with a passport of the People’s Republic of China.
  • For Annual Travel Plan: all trips must depart from and return to Hong Kong. Each insured journey should not exceed 90 days and will recalculate if you return Hong Kong and set off again.
  • For Single Trip Travel Plan: If you have applied the single trip travel plan, all trips must depart from and return to Hong Kong.
  • No refund of premium is allowed once the policy issued for Single Trip Travel Plan.
  • The insured must fulfil the entry rules and conditions including vaccination requirement both in Hong Kong and your planned travel destination(s), otherwise, no coverage of the policy shall be provided, and no benefits shall be paid under this policy.
  • The insured journey of Get “Z” Go+ single trip Deluxe plan and Comprehensive plan shall not exceed 180 days, and the insured journey of Get “Z” Go+ single trip Essential plan shall not exceed 10 days.
  • Annual Travel Plan accepts the renewal age up to 80 and covers unlimited trip throughout a year, subject to maximum 90 days for each journey.
  • The product information provided herein is for reference only and does not form part of the insurance contract. Please refer to the product brochure for the detailed features and the policy provisions for the detailed terms and conditions. In case of inconsistency, the policy provisions shall prevail. Zurich Insurance reserves the right of final approval and decision on all matters. The English version shall prevail in case of inconsistency between the English and Chinese versions.