Personal accident insurance
Our extensive line of personal accident insurance plans offer you full-scale protection upon the occurance of accident to cover various unexpected medical expenses and help you maintain your standard of living.
I want to have 15-year protection with up to 105% premium refund.
Zurich Guard Refundable Accident Insurance Plan
Total premium of HKD 1 for the first month + Free first-year "SoCare Health Pass" (worth HKD 390)
- Full premium refund up to 105% at policy maturity
- Up to HKD 2,000,000 coverage if suffers from Accidental Death or covered losses due to Bodily Injury
- Up to HKD 3,500 extra cash benefit for travelling between HK & GBA
- Comprehensive coverage including accidental dismemberment, accidental medical expenses reimbursement, accidental hospital income etc
I want to get lifetime renewable accident protection.
I want to get sports accident protection.
Sportifly Sports Protection
- HKD 200,000 accidental death or permanent disablement benefit
- Up to HKD 100,000 benefit for cardiac arrest or coma (up to one accident per year)
- Provides up to HKD 20,000 (with surgery) or HKD 4,000 (without surgery) broken bone, ligament tear, or tendon rupture benefit per accident, up to three accidents per year
I want to get passenger protection against accidents.
Passenger Prime Protection
- Designed to protect you against unexpected accidents that can happen during your daily commute as a passenger
- Up to HKD 3,000,000 accidental death benefit in the unfortunate event of accidental death
- Up to HKD 100,000 permanent disablement benefit
- HKD 750 per day of daily hospital income benefit, up to a maximum of 15 days per accident