HealthMultiple Outpatient Medical Plan
HealthMultiple Outpatient Medical Plan
Outpatient medical expenses could be costly and may become a burden to the family. Our HealthMultiple Outpatient Medical Plan is designed to offer you an essential outpatient medical protection against disbursement on clinical care and medication.
Unlimited outpatient services during the period of insurance, including general practitioner visits and specialist consultations at just one annual premium
Extensive medical network of more than 500 top medical experts in various districts throughout Hong Kong
Coverage also includes X-ray and laboratory examination, physiotherapy, Chinese medical practitioner consultation and bone-setting
Free annual medical check-up1
1Only applicable to Enhanced Plan and Platinum Plan.
Maximum benefits per insured person (HKD)
| Coverage | Standard Plan | Enhanced Plan | Platinum Plan |
| General practitioner consultation and basic medication | |||
| Maximum no. of visits | Unlimited | Unlimited | Unlimited |
| Co-payment per visit | 50 | 35 | 0 |
| Specialist consultation and basic medication | |||
| Maximum no. of visits | Unlimited | Unlimited | Unlimited |
| Co-payment per visit | 100 | 70 | 0 |
| X-ray & laboratory examination | |||
| 500 | 1,000 | 1,000 | |
| Physiotherapy | |||
| Maximum no. of visits | 10 visits | 15 visits | 15 visits |
| Co-payment per visit | 100 | 70 | 0 |
| Chinese medicine practitioner consultation | |||
| Maximum no. of visits | 10 visits | 15 visits | Unlimited |
| Co-payment per visit | 50 | 35 | 0 |
| Chinese medicine bone-setting | |||
| Maximum no. of visits | 10 visits | 15 visits | Unlimited |
| Co-payment per visit | 50 | 35 | 0 |
| Free medical check up | |||
|
Choose one from the following: For insured person aged 13 – 75 years • Physical check up • Gynaecology check up • Flu vaccine For insured person aged 15 days – 12 years: • Flu vaccine |
N/A | Once per policy year | Once per policy year |
Premium per insured person (HKD)
|
Current age |
Standard Plan | Enhanced Plan | Platinum Plan | ||||
|
|
|
Monthly |
Annual |
Monthly |
Annual |
Monthly |
Annual |
|
15 days - 5 years |
|
223 |
2,676 |
380 |
4,560 |
668 |
8,016 |
|
6 - 64 years |
|
196 |
2,352 |
356 |
4,272 |
601 |
7,212 |
|
65 - 75 years* |
|
235 |
2,820 |
390 |
4,680 |
690 |
8,280 |
|
* For renewal only |
The information contained herein is for reference only and does not constitute any part of the insurance contract. For full terms and conditions and exclusions, please refer to the policy document which shall prevail in case of inconsistency. In the event of any discrepancy between the English and Chinese versions, the English version shall prevail. Zurich Insurance Company Ltd reserves the right of final approval and decision on all matters.