Tourist Guide Personal Accident Insurance
This plan complies with the tourist guide insurance basic requirements issued by the Travel Industry Authority and provides local on-job personal accident protections to tourist guides of licensed travel agency in Hong Kong.
We also offer a Tour Escort Travel Insurance plan, click here for learn more.
Tourist Guide Personal Accident Insurance
This Plan provided flexible options for you to choose the period of protection, which is 6-month plan and 1-year plan. For details, please refer to below table.
Premium table
|
Premium (HKD) |
|
|
6-month plan |
1-year plan |
| 350 | 550 |
Benefit Table
| Coverage |
Maximum benefits per insured person (HKD) |
|
| Medical Cover |
|
|
| Accidental medical expenses | 50,000 per accident | |
| – extend cover for hospitalization expenses due to Covid-19 contracted during the insurance period | 5,000 per period of insurance | |
| Accidental daily hospital cash (HKD 300 per day) | Max. 3,000 per period of insurance |
|
| Income protection (accident only) (HKD 200 per day) | Max. 2,000 per period of insurance |
|
| Personal Accident1 | ||
|
Accident on public common carrier or during robbery |
300,000 | |
| Other accidents | 200,000 | |
| Burns cover | 100,000 | |
| Compassionate Death Cash | 10,000 | |
1 In the event of death or permanent disablement caused within 12 months of an accident during the insured period. Permanent disablement benefit will be reimbursed according to the percentage stated in the table of benefit in the policy.