ClinicGo Outpatient Medical and Dental Care Plan
ClinicGo Outpatient Medical and Dental Care Plan gives you diversified medical protection at an affordable price, so that you and your family members can enjoy quality healthcare services without spending a fortune.
[Online Exclusive] Apply now with promo code "OP20" to enjoy 20% first-year premium discount. Offer ends on March 2, 2025. Terms and conditions apply.
ClinicGo Outpatient Medical and Dental Care Plan
Dedicated medical network to enjoy hassle-free healthcare service
With the ClinicGo e-Medical Card, you can enjoy healthcare service within the medical network and save the hassle for making claims afterwards.^
Diversified range of treatments available* from General Practice, Specialty, Physiotherapy, Traditional Chinese Medicine, Bone setting, X-ray & laboratory examination to Dental care services
Highly convenient with clinics and treatment centers located in various districts of Hong Kong
The Outpatient Medical Benefit and the Dental Benefit are available on its own or bundled
Three plan levels for the Outpatient Medical Benefit and two for the Dental Benefit to suit different needs; with the Outpatient Medical Benefit starting at HKD99 per month
No waiting period so you can enjoy our medical services on the day the policy is effective
This insurance plan is available for you and/or your family members aged between 15 days to 64 years old, and is renewable up to aged 75.
^Any medical expenses incurred outside the ClinicGo Medical Network will not be covered.
* Maximum one visit per item per day
| Coverage (Maximum one visit per item per day) | Maximum benefit per insured person | ||
| Standard Plan | Enhanced Plan | Platinum Plan | |
| 1. General Practice | |||
| Maximum number of visits per policy year | 20 visits | 20 visits | Unlimited visits |
| Co-payment per visit | HKD 50 | HKD 50 | Nil |
| 2. Specialty | |||
| Maximum number of visits per policy year | 10 visits | 10 visits | 10 visits |
| Co-payment per visit | HKD 200 | HKD 200 | Nil |
| 3. Physiotherapy | |||
| Maximum number of visits per policy year | Not applicable | 10 visits | 10 visits |
| Co-payment per visit | HKD 150 | Nil | |
| 4. Traditional Chinese Medicine | |||
| Maximum number of visits per policy year | Not applicable | 10 visits | 10 visits |
| Co-payment per visit | HKD 50 | Nil | |
| 5. Traditional Chinese Medicine - Bone-setting | |||
| Maximum number of visits per policy year | Not applicable | 10 visits | 10 visits |
| Co-payment per visit | HKD 100 | Nil | |
| 6. X-ray & Laboratory Examination | Not applicable | Not applicable | HKD 2,000 per policy year |
| Annual Premium (HKD) | |||
| Standard plan | Enhanced plan | Platinum plan | |
| Outpatient Medical Benefit | 1,310 | 1,720 | 4,038 |
| Dental Benefit | 1,030 | 1,560 | Not applicable |
- “2025 Clinical and Dental Insurance Premium Discount Promotion” (“Promotion”) is provided by Zurich Insurance Company Ltd (a company incorporated in Switzerland with limited liability) (“Zurich”).
- This Promotion is only applicable to selected Insurance Plan: ClinicGo Outpatient Medical and Dental Care Plan.
- Customers who apply for the above Insurance Plan(s) through Zurich website with designated promo codes (“Promo code”) from January 27, 2025 to March 2, 2025 (“Promotion Period”) with the policy successfully issued by Zurich and effective on or before March 2, 2025, will be eligible to enjoy 20% first-year premium discount.
- Promo code is subject to a limited quota and is available on a first-come-first-served basis.
- If the customer is also entitled to other prevailing promotional offer(s) in respect of the same policy(ies), Zurich reserves the right to provide only one of such offers to the customer, at Zurich’s sole discretion.
- The date and time appearing in the records of Zurich shall be conclusive as to the date and time relevant to the Promotion Period. Zurich shall not be responsible for any interruption, delay, loss, error or unrecognized information in relation to the application process due to technical problems including any computer or network problems.
- Zurich reserves the right to alter or terminate the Promotion (in whole or in part) or amend the Promotion Terms and Conditions at any time without prior notice.
- In case of any disputes of the Promotion, the decision of Zurich shall be final and conclusive.
- The Promotion discount is non-exchangeable for other gifts, non-redeemable for cash, and no change will be given.
- In the event of any inconsistency between the Chinese and English versions of these terms and conditions, the English version shall prevail.