Live2Play Working Holiday Insurance Plan
Live2Play Working Holiday Insurance Plan
Live2Play Working Holiday Insurance Plan provides young people who plan to take working holidays with a wide coverage, including medical cover, emergency assistance, personal accidents, personal liability, travel delay, cancellation and curtailment of trip, compassionate visit, course tuition fee, etc., and takes care of their special needs abroad.
Covers all common types of work for working holiday
Enhanced protection for air, land and sea adventure activities common in working holiday countries1
Multiple medical cover up to HKD750,0001
- Up to 20 times outpatient visits and 10 times specialist or physiotherapist visits
- Hospitalization cover and hospital cash benefit
- Cover ambulance services expenses
Compensate your lost tuition fee if you are unable to attend an enrolled course2
Reimburse the excess payable by you in respect of loss or damage of a rental car
Support for visa application2
- Attached insurance approval letter to support your visa application
- Refund of premium for unsuccessful visa application
Applicable to different duration of working holiday1
- Enroll the insurance plan 90 days in advance to facilitate visa application
Easy claim submission via Zurich HK mobile app under My Trip2
1. Enhanced coverage compared with typical working holiday insurance plans in the market
2. Unique features
Maximum benefits per insured person (HKD)
| Section / Coverage | Enhanced Plan | Essential Plan |
| Section 1 – Medical cover | ||
| (a) Medical expenses including follow-up medical expense: | 750,000 | 250,000 |
| (i) Sub-limit for outpatient visit | 800/visit/day (Max. 20 visits) |
500/visit/day (Max. 10 visits) |
| (ii) Sub-limit for specialist or physiotherapy expenses | 2,000/visit/day (Max. 10 visits) |
1,500/visit/day (Max. 5 visits) |
| (iii) Sub-limit for ambulance services expenses | 1,000/visit/day (Max. 10 visits) |
1,000/visit/day (Max. 5 visits) |
| (b) Overseas hospital daily cash benefit | 5,000 (500 per day) |
3,000 (300 per day) |
| (c) Hospital confinement or quarantine cash allowance due to infectious disease | 5,000 (500 per day) |
3,000 (300 per day) |
| (d) Trauma counselling benefits | 15,000 (1,500 visit/day) |
15,000 (1,500 visit/day) |
Premium (HKD)
|
Plan duration |
Essential Plan |
Enhance Plan |
|---|---|---|
|
6 months |
2,280 |
3,480 |
|
1 year |
3,780 |
5,680 |
|
2 years |
7,480 |
11,280 |
The information contained herein is for reference only and does not constitute any part of the insurance contract. For full terms and conditions and exclusions, please refer to the policy document which shall prevail in case of inconsistency. In the event of any discrepancy between the English and Chinese versions, the English version shall prevail. Zurich Insurance Company Ltd reserves the right of final approval and decision on all matters.