Provides cover for the employer against his liability under the Employees' Compensation Ordinance and at Common Law for paying compensation and cost in respect of accidental bodily injury sustained by any employees arising out of and in the course of employment.

Provides cover against accidental damage (such as fire, water damage, storm, etc.) to materials of the contract works and also the third party liability arising out of construction projects. 

Provides cover against loss of or damage to goods during transit by air, sea or road. The scope of cover includes all risks, theft, water damage, fire damage and other accidental damages. 

Provides simple cover against accidental loss of or damage to property caused by fire, lightning, or explosion of boilers or gas used for domestic purpose. Additional covers can be provided for other hazards, such as typhoon, windstorm and flood, bursting of pipes or overflowing of water apparatus, explosion, sprinkler leakage, earthquake, aircraft, vehicle impact, riot and strike and malicious damage.

Provides comprehensive cover against accidental loss of or damage to property caused by all hazards not excluded from the policy, such as fire, typhoon and water damage.

Provides cover against business interruption and subsequent loss of gross profit or additional expenditure following accidental loss of or damage to property caused by hazards insured under Property All Risk or Fire &/or Allied Perils policy.

Provides cover against liability for third party bodily injury or third party property damage caused by accidents. The cover includes damages as well as legal expenses and costs.

Provides comprehensive cover against accidental damage to electronic equipment (e.g. computer equipment) caused by a wide range of hazards, such as fire, water damage and breakdown. 

Getting into a business means confronting a number of professional risks. Remain stress-free with these liability solutions, including professional indemnity, and medical malpractice solutions.