Contractors' All Risks Insurance Plan
Contractors' All Risks Insurance Plan
Zurich’s Contractors’ All Risks Insurance Plan offers a protection against risks associated with various types of contract works, minimizing your hassle by protecting you from the event of accidental damage to or loss of property, and also your liability to third party during the contract period.
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Section I - Material damage
- Coverage for the loss of or damage to the materials during the contract period.
Optional extension covers to Section I
- Coverage for the cost of removal of debris
- Automatic increase of the sum insured if the actual contract sum is in excess of the estimated contract sum
Section II - Liability to third parties*
- Coverage for the third party liabilities for the accidental death or injury and accidental loss of physical property as a result of the performance of contract.
Optional extension covers to Section II
- Coverage for your liabilities caused by an accidental loss on the principal‘s property during contract period.
- Extension of coverage to indemnify your liability against accidental death or body injury of employed visitors, while visiting the site on occasional basis.
- Extension of coverage for liabilities in a specified defect liability period after completion of contract period.
- Extension of coverage for liability in respect of any loss of or damage to any property resulting from vibration or by the removal or weakening of support.
The information contained herein is for reference only and does not constitute any part of the insurance contract. For full terms and conditions and exclusions, please refer to the policy document which shall prevail in case of inconsistency. In the event of any discrepancy between the English and Chinese versions, the English version shall prevail. Zurich Insurance Company Ltd reserves the right of final approval and decision on all matters.