“2024-2025 Overseas Student Insurance Premium Discount Promotion” Terms and Conditions:

1. “2024-2025 Overseas Student Insurance Premium Discount Promotion” (“Promotion”) is provided by Zurich Insurance Company Ltd (a company incorporated in Switzerland with limited liability) (“Zurich”).
2. This Promotion is only applicable to selected Insurance Plan: StudySmart+ Overseas Student Insurance Plan (Full Year) and StudySmart+ Overseas Student Insurance Plan (Short Term).
3. Customers who apply for the above Insurance Plan(s) through Zurich website or hotline with designated promo codes (“Promo code”) from Dec 13, 2024 to Jan 1, 2025 (both days inclusive) (“Promotion Period”) with the policy successfully issued by Zurich on or before Jan 1, 2025 will be eligible to enjoy 30% discount on the total premium payable.
4. Promotion is subject to a limited quota and is available on a first-come-first-served basis.
5. If the customer is also entitled to other prevailing promotional offer(s) in respect of the same policy(ies), Zurich reserves the right to provide only one of such offers to the customer, at Zurich’s sole discretion.
6. The date and time appearing in the records of Zurich shall be conclusive as to the date and time relevant to the Promotion Period. Zurich shall not be responsible for any interruption, delay, loss, error or unrecognized information in relation to the application process due to technical problems including any computer or network problems.
7. Zurich reserves the right to alter or terminate the Promotion (in whole or in part) or amend the Promotion Terms and Conditions at any time without prior notice.
8. In case of any disputes of the Promotion, the decision of Zurich shall be final and conclusive.
9. The Promotion discount is non-exchangeable for other gifts, non-redeemable for cash, and no change will be given.
10. In the event of any inconsistency between the Chinese and English versions of these terms and conditions, the English version shall prevail.