Zurich’s special privileges

DuoProtector Critical Illness Protection Series

• Zurich’s DuoProtector Critical Illness Protection Series comprises two complementary insurance plans – WellProtector Critical Illness Protection and HealerProtector Medical Protection – to fulfill your different protection needs

CareMultiple Medical Insurance Plan

• Privileges and coverage continue after retirement or termination of employment upon successful enrollment
• No medical check-up required
• No waiting period for policy inceptio

HealthTotal Critical Illness Insurance Plan

• Comprehensive protection
• Multiple pay benefit
• Low insurance cost
• Flexible premium options

WiseCare Personal Accident Insurance Plan

• Bereavement benefit of HKD20,000
• Privileges and coverage continue after retirement or termination of employment upon successful enrollment
• No medical check-up required
• 24-hour worldwide cover

DuoProtector Critical Illness Protection Series

• Zurich’s DuoProtector Critical Illness Protection Series comprises two complementary insurance plans – WellProtector Critical Illness Protection and HealerProtector Medical Protection – to fulfill your different protection needs

ClinicGo Outpatient Medical and Dental Care Plan

• Diversified range of treatments available
• Accessible clinics and treatment centres located in various districts of Hong Kong
• Flexibility to choose from standalone Outpatient Medical Benefit or Dental Benefit; or bundled

CareMultiple Medical Insurance Plan

• Privileges and coverage continue after retirement or termination of employment upon successful enrollment
• No medical check-up required
• No waiting period for policy inceptio

HealthTotal Critical Illness Insurance Plan

• Comprehensive protection
• Multiple pay benefit
• Low insurance cost
• Flexible premium options

WiseCare Personal Accident Insurance Plan

• Bereavement benefit of HKD20,000
• Privileges and coverage continue after retirement or termination of employment upon successful enrollment
• No medical check-up required
• 24-hour worldwide cover

Zurich VHIS Series

• Tax deduction benefits
• Guaranteed renewal
• 100% Coverage

Get “Z” Go+ Insurance Plan (Single Trip)

• Up to HKD 1,500,000 of coverage for medical expenses including Chinese medicine or chiropractic treatment
• Travel delay allowance covers air traffic control, operation reason
• Provide free coverage for the accompanied child for each insured adult
• Provide new thematic optional benefits

Get “Z” Go+ Insurance Plan (Annual Plan)

• Annual travel plan accepts applications up to age 75, and the issued policy can be renewed up to age 80
• Provide unlimited travel coverage throughout the year
• Travel delay allowance covers air traffic control, operation reason
• Provide free coverage for the accompanied child for each insured adult

StudySmart+ Overseas Student Insurance Plan

• Medical coverage of up to HK$1,500,000 including COVID-19 protection
• Extra personal accident indemnity
• Internship protection, Adventure activities protection, Study interruption coverage
• BONUS: Graduation incentive

Live2Play Working Holiday Insurance Plan

• Enhanced protection for air, land and sea adventure activities
• Multiple medical cover
• Hospitalization cover
• Compensates lost tuition fee if unable to attend an enrolled course

Passenger Prime Protection

• Up to HKD 3,000,000 accidental death benefit
• HKD 100,000 permanent disablement benefit
• HKD 750 per day of daily hospital income benefit, up to a maximum of 15 days per accident

Sportifly Sports Protection

• HKD 200,000 accidental death or permanent disablement benefit
• HKD 100,000 cardiac arrest or coma benefit per accident, up to one accident per year
• HKD 20,000 (with surgery) or HKD 4,000 (without surgery) broken bone, ligament tear or tendon rupture benefit per accident, up to three accidents per year

HomeChoice Insurance Plan

• With a DIY plan where you can adjust the maximum amount and optional benefits
• Up to HKD 10,000,000 legal liability protection
• Up to HKD 125,000 home contents protection

Splendor Deluxe Property and Home Insurance Plan

• Covers personal belongings, jewelry, home décor and personal liability
• Household contents protection of up to HKD3,000,000 per policy year
• Cover for mobile phones and other portable electronic devices up to HKD10,000 per item/set
• Declaration of individual valuable property is not required if any of its value is below HKD50,000 upon enrolment

Private EV Motor Insurance  

• Up to three years new-for-old EV replacement and zero depreciation
• Advanced Technology Coverage
• Comprehensive Charging Protection, Cover accidental damage of your self-owned electric car charger and Up to HK$20M Enhanced Charger Liability Coverage
• Covers third party death, bodily injury and property damage

Private Motor Car Insurance Plan

• Covers third party death, bodily injury and property damage
• Covers loss of or damage to vehicle, motor accessories and spare parts
• Covers medical expenses and personal accident protection
• Wide range of coverage with no extra premium

Helpersafe Domestic Helper Insurance Plan

• Covers your domestic helper’s medical and dental expenses
• Offer flexibility to choose between network and non-network doctors for outpatient visits
• Provides hospitalization benefit up to HKD 80,000 per policy year

Golfstar Insurance Plan

• Protection against public liability and loss of equipment
• Rewards for "hole in one"
• Personal accident protection
• Cash payment for hospitalization from golf injury