Helpersafe Domestic Helper Insurance Plan

Helpersafe Domestic Helper Insurance Plan

Our plan goes beyond safeguarding you against legal liabilities as an employer. It is designed to meet the needs of you and your domestic helper, making your life easier when the unexpected happens.

Apply Now

Apply now with promo code "DH30" to enjoy 30% first time premium discount. Offer ends on May 1, 2025.  Terms and conditions apply.

Why should you choose Helpersafe?

Act as a safety net

Provide up to HKD 5,000 replacement expenses per policy year in case your domestic helper:
  • resigns within three months after inception of his/her first contract
  • committed dishonest act/fraud
  • has gone missing without notice
  • causes bodily injury to your family members due to negligence

Relieve your burden

Provide daily subsidy if your domestic helper:
  • is hospitalized for treatment or surgery for more than three consecutive days
  • suffers from cancer or heart diseases and requires prolonged medical leave of more than five consecutive days

Multiple coverages

  • Employer legal liabilities: Up to HKD 100,000,000 per event, in case your domestic worker is ill or injured
  • Fidelity benefit: Offer up to HKD 10,000 for losses from your domestic helper's fraud or dishonest acts
  • Medical expense benefit: In case your family members are injured due to intentional malicious acts of your domestic helper

Cover for postnatal care and part-time helpers

  • Flexible coverage period of one or two years, also suitable for part-time domestic helpers
  • Cover for postnatal care helper, with a minimum coverage period of three months

Flexible medical coverage

Other than Employees’ Compensation Insurance Plan, you can also choose our domestic helper insurance plan with medical coverage:
  • Enjoy both network and non-network outpatient medical benefits
  • No co-payment or claims submission is needed for network general practitioner visits
  • Up to HKD 80,000 hospitalization benefit per policy year
  • Optional benefit upgrade to protect against medical expenses incurred due to heart disease and cancer
Click here to see the Table of Benefit
Plan type Premium per domestic helper (HKD)
1 year 2 years
Helpersafe Domestic Helper Insurance Plan 946 1,798

• Optional Benefit (Classic)

 150 300

• Optional Benefit (Deluxe)

 300 600
Employees’ Compensation Insurance Plan 350 Not applicable

Premium including levy.
  1. “2025 Domestic Helper Insurance Premium Discount Promotion” (“Promotion”) is provided by Zurich Insurance Company Ltd (a company incorporated in Switzerland with limited liability) (“Zurich”).
  2. This Promotion is only applicable to selected Insurance Plan: Helpersafe Domestic Helper Insurance Plan.
  3. Customers who apply for the above Insurance Plan(s) through Zurich website with designated promo codes (“Promo code”) from March 3, 2025 to May 1, 2025 (“Promotion Period”) with the policy successfully issued by Zurich and effective on or before May 1, 2025, will be eligible to enjoy 30% first time premium discount.
  4. Promo code is subject to a limited quota and is available on a first-come-first-served basis.
  5. If the customer is also entitled to other prevailing promotional offer(s) in respect of the same policy(ies), Zurich reserves the right to provide only one of such offers to the customer, at Zurich’s sole discretion.
  6. The date and time appearing in the records of Zurich shall be conclusive as to the date and time relevant to the Promotion Period. Zurich shall not be responsible for any interruption, delay, loss, error or unrecognized information in relation to the application process due to technical problems including any computer or network problems.
  7. Zurich reserves the right to alter or terminate the Promotion (in whole or in part) or amend the Promotion Terms and Conditions at any time without prior notice.
  8. In case of any disputes of the Promotion, the decision of Zurich shall be final and conclusive.
  9. The Promotion discount is non-exchangeable for other gifts, non-redeemable for cash, and no change will be given.
  10. In the event of any inconsistency between the Chinese and English versions of these terms and conditions, the English version shall prevail.